Retirement Saving and Life Insurance

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Here's What You'll Learn

What is an Annuity?

You will learn about annuities and why should you consider an annuity when it comes to your retirement planning. You will learn about Lifetime Income options and Tax Differed annuities.

Do You Need Life Insurance?

Is Life Insurance a good choice for me or should I consider other options to protect my future and my family? We will help you find out if buying a life insurance is the best option for you or not?!

Risk of an Annuity

Don't buy an annuity before you talk to an insurance professional. There are different annuity products and we want you to have a risk free product with a guaranteed growth income.

Your Retirement Options

You will learn what options you have to protect your retirement. Not everybody's same, you will learn what is best for you!

Guaranteed Minimum Interest Rates

Is there a guaranteed minimum interest rates? What product has a better interest rate?

Beneficiaries Payments After I Die

What happens to my beneficiaries after I die? Will they still receive payments? What are best ways to protect my beneficiaries?

Julian N. Dougharty


For the last 18 years, Mr. Dougharty has been trained by the best insurance specialist in the industry. He has studied and become fluent in traditional, index-linked, multiyear guaranteed and immediate annuities. Julian has provided research and consulting services to thousands of independent financial professionals, insurance companies, and financial firms in a variety of annuity and life arenas. Julian's insights on annuity and the retirement income world have helped him wholesale over one billion dollars of index linked annuities for the largest insurance companies in the world.
He has been asked by life insurance companies to address their annual meetings and teach financial professionals the realities of index annuities. He is a frequent speaker at industry functions and was a major advocate to help overturn the Rule 151 A (rule tried to securities fixed annuities).

Fix Annuity
Customer Satisfaction
Top Insurance Products
Best Rates Available In the Market
Guaranteed Income

Financial Freedom
Retirement Planning
Life Insurance
Income For Life
Employer-Sponsored Retirement Plans 


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